Chengdu no longer reviews house purchase qualifications

Chengdu, April 28 (Reporter Liu Zhongjun) On April 28, the Chengdu Municipal Bureau of Housing and Urban-Rural Development issued a notice to further optimize real estate market policies. From April 29, housing transactions within the city will no longer review home purchase qualifications, Notarization lottery will no longer be implemented.

A commercial and residential building under construction in Chengdu city. Photo by reporter Liu Zhongjun

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The "Notice on Further Optimizing Policies and Measures for the Stable and Healthy Development of the Real Estate Market" issued by Chengdu City (hereinafter referred to as the "Notice") states that housing transactions within Chengdu City will no longer review household registration, social security and other home purchase conditions, and will no longer limit the number of units purchased. Commercial housing projects will no longer implement notarization lottery to select houses, and companies will sell them independently. For hot projects that attract high social attention, enterprises are encouraged to use notarized lottery to select houses for sale. In addition, promote the urban real estate financing coordination mechanism to be deeper and more practical, and meet the reasonable financing needs of real estate enterprises of different ownerships without discrimination. Any violations of laws and regulations that occur during the sales process will be resolutely and seriously investigated.

The "Notice" stated that supporting the simultaneous sales of corresponding underground motor vehicle parking spaces during the pre-sale (current sale) of commercial housing will help further facilitate the sales management of motor vehicle parking spaces equipped with residential projects, and can better satisfy home buyers when purchasing commercial housing. Simultaneously with the demand for purchasing motor vehicle parking spaces. Promote the use of the first-floor elevated floor for public service spaces, increase the proportion of semi-open spaces such as residential balconies, promote the development of low-density, high-quality residential products in suburbs (cities) and counties, and further increase the supply of high-quality residential buildings.

The "Notice" also states that we will deepen the implementation of the "red, orange and green" three-color management mechanism for the supply of commercial construction land, and appropriately reduce the supply of land in "red" and "orange" areas with large stock sizes and long housing sales cycles. Promote regional supply and demand balance. At the same time, promote a virtuous cycle in the commercial office housing market, encourage municipal and district state-owned enterprises to rent and purchase idle commercial office buildings for office, public service and industrial use; encourage market entities to use their own idle and inefficiently used commercial offices and other non-profit Residential stock housing is converted into affordable rental housing.

According to the Chengdu Housing Provident Fund Management Center, the "Notice on Increasing the Maximum Loan Amount for First Homes for Families with Multiple Children" has been reviewed and approved by the Chengdu Housing Provident Fund Management Committee and officially issued.

The "Notice on Increasing the Maximum Loan Amount for First Homes for Families with Multiple Children" focuses on the loan needs of families with multiple children purchasing their first home for self-occupation. When families with multiple children purchase their first home, the maximum provident fund loan amount will be increased by 100,000 yuan from the current basis. That is, if a multi-child family that meets the housing provident fund loan conditions purchases their first home in Chengdu, the maximum loan limit for a dual-payer family will be adjusted from 800,000 yuan to 900,000 yuan, and the maximum loan limit for a single-payer family will be adjusted from 400,000 yuan. is 500,000 yuan.

The relevant person in charge of the Chengdu Housing Provident Fund Management Center said that in October 2023, the center optimized and adjusted the rules for determining the number of housing units. Depositors who meet the housing provident fund loan conditions purchase self-occupied housing in Chengdu, and family members (including themselves, spouses, and dependents) Adult children) who do not have a house in Chengdu are subject to the provident fund loan policy for the first home, with a minimum down payment ratio of 20% and a loan interest rate of 2.6% (5 years and below) or 3.1% (5 years and above).